Loancut is a financial consultancy firm focused on helping individuals and businesses navigate debt challenges, including loan settlement and financial structuring.

We act as advisors and facilitators, not lenders, not financial institutions, and not decision-makers. Any final outcome, including settlement approval or terms, depends entirely on the respective bank, NBFC, or financial authority.

Using our website does not automatically create a client relationship. A formal engagement begins only after:

• Scope of work is agreed
• Fees are accepted
• Required documentation is shared

Until then, any information shared is considered preliminary.

We've built Loancut to be secure and reliable. In return, we expect users to act responsibly.

You agree not to:

• Misrepresent your identity or financial situation
• Upload false, manipulated, or misleading documents
• Attempt to breach, test, or disrupt our systems
• Use our platform for unlawful, harmful, or abusive purposes
• Send spam, malware, or unauthorized communications

Any such actions may lead to immediate suspension of access and may result in legal action under applicable laws, including the Information Technology Act, 2000, Indian Penal Code, 1860, the Bharatiya Nyaya Sanhita, 2023 (BNS), and other relevant laws and regulations in force in India.

Our advice depends heavily on the accuracy of the information you share.

By working with us, you confirm that:

• All documents and data provided are genuine
• Information is complete to the best of your knowledge

We are not responsible for outcomes affected by incomplete or incorrect information.

Before starting any service, we clearly communicate:

• The scope of work
• Professional fees
• Payment timelines

Work begins only after your approval.

Unless explicitly agreed otherwise:

• Fees are non-refundable once paid, unless otherwise explicitly agreed in writing.
• Payments must be made as per agreed milestones
• Any third-party or legal expenses, where applicable, shall be borne by the client

We bring experience, strategy, and negotiation support, but not guarantees.

Loancut does not promise:

• Fixed Debt reduction percentages
• Settlement approvals
• Timelines or outcomes

Every case depends on external institutions and individual circumstances.

To deliver our services, we may interact with:

• Banks and lenders
• Credit agencies
• Legal or financial partners

While we coordinate closely, we do not control their decisions, processes, or timelines.

Your data is handled with care and in line with our Privacy Policy.

We implement reasonable safeguards, but you understand that:

• No digital system is completely risk-free
• External breaches or cyber risks may exist beyond our control

To the extent permitted by law, Loancut is not responsible for:

• Financial losses arising from decisions made by lenders
• Delays caused by third parties
• Service interruptions due to technical or external issues
• Unauthorized access despite reasonable safeguards

Your use of our services is at your own discretion.

If your actions, such as providing false information or violating these Terms result in claims or losses, you agree to cover any resulting costs, including legal expenses incurred by Loancut.

Additionally, any legal fees, costs, or expenses arising in connection with your case, disputes, or enforcement of these Terms shall be borne by you.

Everything you see on our platform, content, branding, tools, is owned by Loancut.

You may not copy, reuse, or distribute any material without written permission.

We may pause or terminate services if:

• Terms are violated
• Information provided is inaccurate
• Payments are not made as per the milestones
• Required by law or compliance obligations

You may also choose to discontinue services, subject to agreed payment terms.

Either party may terminate the engagement by providing 7 business days' written notice via email.

These Terms shall be governed by and construed in accordance with the laws of India. Prior to initiating court litigation, any dispute arising out of or in connection with these Terms shall be submitted to mediation or arbitration in accordance with the Indian Arbitration and Conciliation Act, 1996. Subject to the foregoing, the courts at Jaipur, Rajasthan shall have exclusive jurisdiction.

We may revise these Terms as our business evolves. Updated versions will be published on our website.

Continued use of our services implies acceptance of any changes.

For any questions regarding these Terms:

Loancut Financial Consultancy

Email: info@loancut.in

Ph. No.: +91 9571113046